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Property Loan

Loan against property is a secured loan availed against a commercial or residential property kept as collateral with the lender.

LTV of the property loan is 75%- 90% of the current market value of the mortgaged property with 15% ROI.

Documents required :

Passport size photo
Aadhar card/pan card
Two sureties who are members of the bank.

Easy and flexible EMI facility.

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Procedure and Property papers for mortgage

Previous original sale deeds(original all link documents)
Registered sale deed of plot with Map (in case of House/Commercial Municipality)
Tax paid Receipt and Khata Extract for present year.
Nil Encumbrance Certificate from Sub–Registrar’s ( Last 45 years) from day one of sale deed to till date.
Mutation, Partition Deed, Approved Layout Map.
NA order copy, GDA Approved, ROR (Pahani)City Sy Report, 25 CTS Cheques from Nationalized bank.
Three year IT return and audit report.
No objection certificate for other bank (As per Cybil report)