The Best Banking Solution

For the convenience of regional and rural people

Fixed Deposit

Info
Details
Who can open the Account?

✓ Individual in his own name.

✓ Two or more individuals in their joint names with suitable repayment.

✓ A guardian on behalf of a minor.

✓ In the name of clubs, societies, associations, educational institutions, trusts,firms, partnership concerns, joint stock companies, executors and administrators.

Repayment on Maturity

The deposit is repayable on the maturity date as indicated on the deposit receipt

Premature Closure

For premature closure interest will be paid at less than the rate applicable for the period of deposit remained with the bank.

Renewal of matured deposit

The total amount of matured deposits or part thereof can be renewed from the date of its maturity till some future date provided. The interest is payable at the appropriate operative rate on the date of maturity.

Documents required

✓ Identity Proof and Address Proof:

Passport/Aadhar card/ Driving Licence/voter ID card

✓PAN card

✓Photographs

Note : Aadhar card is mandatory to open account

Loan Against Deposit

Depositor can avail a loan up to 75% of the deposit amount. Interest on loan will be levied at a rate 2% higher than the rate of interest paid on the deposit.

ATRACTIVE SCHEME for getting deposit amount DOUBLE under Janata Cash Certificate Scheme deposit Amount Get DOUBLE at the end of 84 months And Sr. Citizen in 81 Months. Below are the Rate of interest chart.

Particulars/Tenure
ROI
ROI for Senior citizen

Term Deposit 45 to 90 Days

5.75%

5.75%

Term Deposit 91 to 180 Days

6.50%

6.50%

Term Deposit 181 to 365 Days

7.00%

7.50%

Term Deposit 1 to 4 years

9.00%

9.50%

Above 4 Years

9.00%

9.50%